SCARY TOWN I am not an extreme sport guy. I wish I were, itd make me much cooler. In fact, my wife and I just got life insurance, and we were asked the following questions: Do you SCUBA dive? Do you skydive? Do you rock climb? Do you ski?

The answer every time was no. Even though he didnt say anything, the guy asking the questions was clearly judging me. Sure, Im boring, but my life insurance premiums are low.

Anyway, the point to this rambling is the fact that I vicariously live my extreme life though people like bicyclist Michal Kolbek.

Kolbek took a ride on this cliff side in Sedona, Arizona, and I have to admit that my heart as pounding and my knuckles white during the entire 1 minute, 7 seconds of this video.

The drone buzzing around, courtesy of Marshall Mullen, gives us an idea as to the kind of terrain Kolbek is riding on and the kind of danger hes facing.

Sure, Kolbek lives a more exciting life than I do, but Im willing to bet hes jealous of my life insurance premiums. Its all about perspective.