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Business notes
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Sheehan joins CBPP
Becky Sheehan has joined Coldwell Banker Platinum Partners as a sales associate for the Richmond Hill office. Sheehan will specialize in residential properties in Richmond Hill and the surrounding area.
Sheehan was previously a licensed assistant and buyers agent for ReMax Accent in Richmond Hill. She received her bachelor of professional accounting from Mississippi State University. Sheehan is a past president of the Ladies Ancient Order of Hibernians.  
She is a licensed Georgia real estate agent and is a member of the Savannah Area Board of Realtors, the Georgia Association of Realtors, and the National Association of Realtors. Sheehan can be reached at (912)-507-8779.

Whitlock to lead sales
Craig Whitlock has been named director of real estate sales of Bryan County’s newest residential community, Dunham Marsh.
Whitlock will oversee the sales organization, strategic marketing and planning for the sale of homes and homesites at the 200-acre planned residential community on the outskirts of Richmond Hill. Whitlock will supervise the selling of Dunham Marsh’s wide variety of home and homesite offerings, including cottage homes, park homes, carriage homes and estate homes.
Whitlock previously worked as a real estate sales executive and sales manager for Genesis Designer Homes of Savannah and was an employee of Marriott Vacation Club International in Palm Springs, Calif.
The West Lafayette, Ind., native earned his Bachelor of Arts in Education in 1998 from Purdue University, and also attended Hanover College. He started his career as an educator, teaching sixth grade math, science and computer classes for two years in Indiana.
Whitlock and his wife, Angie, live in the Savannah area with their infant daughter.

Regulating cash advances  
A bill being introduced in the Georgia Legislature this week establishes strict oversight and licensing procedures while enforcing strong consumer protections for the cash advance industry in Georgia.
 The bill gives the state the authority to levy fines up to $1,000 a day per incident per location against cash advance licensees who violate the new law.
Georgia’s new cash advance law is being called the toughest in the nation, featuring more consumer safeguards than any other state. Currently, 37 states and the District of Columbia regulate  the cash advance industry.
Importantly, Georgia’s new law will:
- Prohibit cash advances to active duty military personnel and their dependents
- Allow consumers to set up a payment plan if they are unable to repay their advance when due
- Allow up to 45 days to repay a cash advance
- Allow consumers to rescind the transaction within 24 hours at no cost
- Prohibit cash advance businesses from taking criminal action against consumers
- Limit fees to only $15 per $100 advanced, with strict prohibitions on additional fees or charges
- Prohibit licensees from taking collateral on a cash advance
- Require a $500 licensing fee for each firm seeking to provide cash advances in Georgia, in addition to a surety bond ranging from $10,000 to $250,000
- Prohibit cash advance businesses from allowing consumers to renew or “roll over” their advances
- Require licensed cash advance businesses to post consumer financial education information prominently in their stores that promotes responsible use of their products
For more information, please visit www.georgiansforcashadvance.org.
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