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'I do' or 'I owe': How to hold down the cost of a wedding
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Peak wedding season is right around the corner. Keep your special day from becoming unduly expensive with these money saving tips. - photo by Jeff Wuorio
Many marriages are meant to last a lifetime, while others believe their union will last an eternity.

But the trend of ever more opulent weddings could mean it will take a good portion of that time to pay off the cost of the celebration.

As of 2015, couples spent an average of $32,641 on their wedding, a $1,408 jump from the prior year, according to a survey of 18,000 couples by The Knot. The biggest cash culprits were the venue an average cost of $14,788 followed by the engagement ring ($5,871) and musical entertainment ($3,833).

But saying I do doesnt necessarily mean a years long commitment by the couple or the parents to paying for that single event. There are some ways to hold down the price tag of getting hitched.

Location, location

Since it often checks in as the largest wedding expense, begin with choosing a venue. One cost-chopping idea is holding the ceremony and reception in the same spot or close by.

That will cut down on your transportation costs for getting your guests from the ceremony to the reception and also cut down on time for vendors you pay by the hour, said Jessica Janik of The Invisible Bridesmaid, a bridal concierge company.

The single venue is often not an option, however, for those who hold the ceremony in a house of worship.

But even if the party is in a separate place, find a reception venue that bundles various services, such as catering, chairs, tables, silverware, glassware and table linens.

If you opt for renting a space and having to bring everything in, youll quickly start adding to your tally, and its hard to eat cake without a fork, said Cheryl Reed of Angies List.

Another cost-cutting trick is arranging for the largest tables you can find. That way, said Janik, youll need fewer centerpieces, table numbers and tablecloths.

Don't overdo the food

No newlywed couple wants their friends and family to head home hungry. But, with a catering average of $273 per guest, according to The Knot survey, the first place to look for cutting costs is the cake.

Although an enormous, opulently decorated wedding cake may make for great photos, a more modestly sized cake won't likely sour any recollection of the big day.

Half of my brides havent even gotten around to cutting the cake during the ceremony because they were having too much fun on the dance floor, said Janik. Have a smaller cake and try decorating it with silk ribbon or real flowers instead of having fondant designs or patterns on the cake.

Streamlining the overall menu can adequately feed your guests at a reasonable cost. Rather than a buffet, Alexa Lemley of Artisan Foodworks Catering suggests serving one entre with various sides. Go for quality over quantity, she said, by also cutting down on expensive appetizers and late-night snacks.

If alcohol is served, provide a signature drink or two per person in lieu of an open bar.

Having a firm food budget can give you leverage when discussing costs with providers, added Houston wedding planner Chelsea Roy.

Knowing how much money you have to spend gives you an honest answer about where your money needs to go, she said. It also gives you the power to talk to your vendors and say This is how much I have to spend on this service, so can you show me what can be done with this budget?"

Other ideas to consider

Besides the venue and food, wedding planners say there are other considerations that, taken together, that can add up to big savings:

  • Invitations: Doing it yourself is fairly simple with all the design programs available, said Reed.
  • Programs: Most guests at your wedding know the important people in the ceremony, said Janik. Put your program on your wedding (web)site beforehand if you feel it necessary.
  • Wedding date: Dont get married on a Saturday. Food and beverage minimums are considerably less on other days. Another idea is to have a morning wedding, as they tend to be less pricey. If planning a destination wedding, Wednesday or Thursday are the least costly.
  • Guest favors: Guests typically do not care about taking home a favor in most cases they are thrown away at the end of the night, said Reed. Instead, donate the dollars you would spend on favors to a charitable organization.
  • Wedding planners: They may save money in the long run as many planners can wrangle discounts from vendors and other services.
  • Guest list: I often have couples who want a dream wedding with a small budget. The most definitive answer I can give them to having that dream wedding is to cut the guest list, said Janik. It comes back to knowing your budget and choosing between the number of people at the party versus the experience those people are going to have when they go.
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How to avoid 'sharenting' and other paparazzi parenting habits
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A recent study revealed parents often spend up to two hours staging a single photo of his or her child to post online. - photo by Amy Iverson
Before having kids, some people just dont appreciate their friends baby posts. But after having a child of their own, three fourths of new parents jump right on the parental social media bandwagon. If you have become a member of this group, there are some rules to follow for posting responsibly.

Much of a parents worry is how to teach their children to use social media responsibly. We talk with our kids about privacy, oversharing, and setting restrictions on their devices to keep them safe. But parents themselves need to look in the digital mirror once in a while. Before having children, it doesnt take as much effort to think about what to post online. Its up to us to decide what we share about our own lives. But once you become a parent, there are many questions to think about regarding what is appropriate to post about your kids on social media.

In a recent survey, kids clothing subscription company Mac and Mia surveyed 2000 new parents to find out how they are documenting their kids lives on social media, and what concerns they may have.

First of all, people without children seem to feel a bit differently about the onslaught of baby pictures online than those who are parents. 18 percent of people say before they had kids, they were annoyed by their friends baby posts. But after having children of their own, 73 percent admit they post progress pictures of their little ones every single month.

Not only are new parents letting the world know each time their baby is a month older, but they are posting about their kids every few days or so. Men and women report they post 6-7 times per month about their baby.

And while 70 percent of new parents say the benefit of using social media is how easy it is to help family and friends feel involved, there are some downsides. Here are a few tips to avoid the pitfall of becoming paparazzi parents.

Dont miss the moment

In the Mac and Mia survey, some parents admitted to spending up to two hours to get the perfect shot of their baby. That seems a little extreme. New and old parents alike should be careful about spending so much time taking pictures and videos that they dont enjoy the moment. Years ago, I decided to never live an experience through my phone. A study by Linda Henkel, a psychology professor at Fairfield University in Connecticut, found that when people took pictures of objects in an art museum, they didnt remember the objects as well as if they simply observed them.

This photo-taking impairment effect can happen to parents as well. If we are so consumed by getting the perfect photo, we can miss out on the moment all together, and our memory of it will suffer.

Dont forget about privacy

60 percent of couples say they have discussed rules and boundaries for posting their babys photos, according to the Mac and Mia survey. Even so, men are 34 percent more likely to publish baby posts on public accounts. If parents are concerned about their childrens privacy, keeping photos off of public accounts is a given.

In the Washington Post, Stacey Steinberg, a legal skills professor at the University of Florida, and Bahareh Keith, a Portland pediatrician, wrote that sharing too much information about kids online puts them at risk. They write that all that sharenting can make it easier for data thieves to target out kids for identity theft. Check that your privacy settings are where they should be and never share identifying information like full names and birth dates.

Dont be paparazzi parents

36 percent of parents say they take issue when their childs photo is posted online by someone else. Responsible social media users will always ask permission before posting a photo of another child. But parents should also think about whether their own children will take issue with their own posted photos a few years down the road.

When parents are constantly snapping pictures and throwing them on social media, it can be easy to forget to pause and make sure the post is appropriate. I always use the billboard example with my kids. I ask them to picture whatever they are posting going up on a billboard in our neighborhood. If they are okay with that, then their post is probably fine. Parents should ask themselves this same question when posting about their children. But they should also ask themselves if their child would be OK with this post on a billboard in 15 years. If it would cause embarrassment or humiliation, it might be best to keep it private.

Once children reach an appropriate age, parents should include them in the process of deciding what pictures are OK to post. Researchers at the University of Michigan surveyed 10- to 17-year-olds and found children believe their parents should ask permission more than parents think they should. The kids in the survey said sharing happy family moments, or accomplishments in sports, school and hobbies is fine. But when the post is negative (like when a child is disciplined) or embarrassing (think naked baby pictures or messy hair), kids say to keep it off social media.
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